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Does Pet Insurance Cover Routine Vaccinations and Deworming?

Discover the benefits of pet wellness plans, which cover routine vaccinations and deworming, and learn how they can complement traditional pet insurance.

Lauren Lee - Writer for DailyTails
By Lauren Lee
Davor Štefanović - Editor for DailyTails
Edited by Davor Štefanović

Updated April 24, 2023.

A pet insurance policy can save you hundreds or even thousands of dollars in veterinary costs if your beloved pet gets ill or injured. However, what about routine care? Does pet insurance cover deworming or other common issues? You may wonder what different types of pet insurance policies cover.

Traditional pet insurance policies typically don't cover routine vaccinations or deworming. However, many pet insurance providers offer an optional feature called a pet wellness plan that covers both.

Are Pet Wellness Plans Worth It?

Pet insurance plans usually don't cover routine health costs, such as annual vet visits, vaccines, and teeth cleaning. Even if you only visit the vet for routine checkups once or twice a year, pet wellness plans can save you money. These plans can reimburse you substantial amounts for routine veterinary costs essential to keeping your pet healthy.

Wellness plans are similar to traditional pet insurance plans but reimburse you a portion of the cost of preventative care treatments. The goal is to help your pet avoid serious health complications.

Smart Financial Planning

There are many costs associated with keeping your pet healthy. A pet wellness plan is an excellent option if you want an easy way to financially plan for your pet's routine costs. Instead of being surprised by the costs of a yearly vet exam and routine vaccinations, you'll pay a set amount monthly.

Although pet insurance plans don't typically include pet wellness plans, many providers now offer them as an add-on option. Having both pet insurance and a wellness policy will give your pet the best protection. Ensure you check with the provider before purchasing the policy to confirm both are available.