5 Best Pet Insurance Providers for Dogs: Protect Your Pooch's Health [2024]

As dogs age, they face a higher risk of injuries and breed-specific conditions, often incurring larger vet bills. Pumpkin Pet Insurance stands out as a superb choice for dogs reaching their golden years because their comprehensive policy covers all types of accidents and illnesses, as well as alternative and advanced therapies like acupuncture and stem cell therapy.

In addition, Pumpkin does not have an upper age for enrollment, which means all senior dogs are accepted.

Pumpkin stands out because of its commitment to older pets. The provider has no upper age limits for enrollment and does not limit coverage for senior dogs. Senior dogs qualify for their 90% reimbursement rate, so you can make the most of your policy.

Pumpkin will stay at your side towards the end of a pet's life journey too. During that difficult time, Pumpkin supports dog owners by covering end-of-life services, including euthanasia when medically necessary, cremation, and burial services.

Welcoming a new puppy into your family is a fun event—but also an expensive one. Raising a healthy, happy puppy comes with a lot of expenses: high-quality puppy food to support their development, grooming and training sessions, toys, and even boarding costs if you need to travel and your furry friend can’t tag along.

Embrace Pet Insurance offers comprehensive policies that cover accidents and illnesses, but also routine care and vaccinations through their Wellness Rewards program so your pup can thrive without the costs becoming overwhelming.

We think new puppy owners will love Embrace Pet Insurance because of its extensive wellness coverage. It covers puppy vaccinations, preventive treatments, and even microchipping—which ensures your puppy stays healthy from the get-go but also provides peace of mind if they ever get lost. This comprehensive feature is perfect for those searching for the best pet insurance for huskies, considering their unique health needs.

You don't have to spend a lot of money to get quality pet insurance. We like Lemonade because it provides wide-ranging coverage coupled with highly customizable policies, so you can choose a plan that fits your budget without compromising quality.

Lemonade is our favorite wallet-friendly pet insurance company for many reasons. While the company offers some of the cheapest monthly premiums for dogs, it also provides full coverage for accidents and illness through its basic policy. This makes it a particularly good choice as the best pet insurance for German Shepherds—or any breed that has a potential for expensive breed-specific health issues.

With Lemonade, you can tailor your pet's coverage in many ways, including adjusting the deductible, reimbursement level, and annual limit so you can end up with a plan you can afford.

Most pet insurance companies tend to cover the same things, such as accidents and various illnesses. Because of this, you might have a hard time finding coverage for unique situations your dog might find himself in.

Insurance policies that include extras and special benefits are great to gain peace of find in unexpected situations. When you're dealing with a lost pet or have a health crisis yourself, knowing your pet insurance is there to help will make a big difference. Fetch is a good example of a pet insurance company that really covers everything.

When it comes to coverage that extends beyond just health, we love Fetch Pet Insurance. Fetch covers some unique situations, such as paying up to $1000 for advertising and reward money if your furry one goes missing and up to $1000 in boarding fees if you have to be hospitalized and cannot care for your dog. With Fetch, you also get coverage for chiropractic care, behavioral therapy, and acupuncture.